A family-run business driven by honesty and clear communication.
Florida CAM, LLC is a family-owned HOA management firm based in Panama City, Florida. We are the Managers — with backgrounds spanning banking, insurance, real estate, tax preparation, property management, and service on community boards. Since we are a small firm, every homeowners association we work with actually gets our attention. We're growing carefully, one neighborhood at a time.
Meet Sven & Melissa Thompson
Sven Thompson
Sven brings a wealth of customer service experience and a passion for community harmony to every association we serve. A licensed Florida real estate broker and retired managing insurance agent, he also draws on more than three decades of successful business ownership.
Melissa Thompson
Melissa brings a rare combination of strategic precision and grassroots heart to her work. Backed by three decades of managing multi-location tax practices and delivering federal legislative and constituent services, she understands both the bottom line and the people behind it.
Why choose us
- Transparent, honest communication — always.
- Low overhead translates directly into lower management fees.
- Hands-on attention from the owners themselves, not a junior account rep.
- Decades of combined experience in finance, insurance, and customer service.
- Customized service tailored to your community, not a one-size-fits-all playbook.
Our focus
Your community.
Self-managing — or ready to switch managers?
Let's have an honest conversation. We'll listen, walk you through what we'd take off your plate (including a clean handoff from your current company), and quote it at a price that's likely lower than you'd expect.